travel insurance
The number one choice for athletes
These days, Sports Tours International is well-known as the number one choice for traveling athletes and sporting enthusiasts in the U.S. We are the go to for anyone who wants to take part in events across the world. As International Travel Partner of the 7 World Marathon Majors, and the Premium VIP tour operator of the Tour de France, we cover a wide range of events.
Sports Tours International has partnered with Howden to develop a bespoke insurance policy that is specifically designed for you while partaking in our tours. We are working together to ensure you have adequate insurance for your tour and to provide complete peace of mind. The policy is available to UK and Non-UK residents and will cover trips in the UK, Europe, and Worldwide. If you are in the process of booking an STI tour or have already booked, you may want to consider what level of insurance protection you have in place in case the worst were to happen. As a customer of STI, we would always recommend that you purchase adequate and fit-for-purpose travel insurance. Unlike many travel insurance policies, the STI policy provides full cover for activities such as marathons and triathlons.
Taking out your travel insurance at the time of booking your trip is a really good idea, as cover for pre-departure cancellation starts from the policy issue date. This means you’ll have coverage to recoup your costs if you have to cancel your trip for an insured reason, such as illness or a serious accident preventing you from traveling.
We believe that enjoyment and safety are equally important when travelling with Sports Tours International. It is therefore one of our terms and conditions of booking that you have adequate travel insurance in place before you travel with us.
How much does it cost?
Essential Rates Per Person
Essential Statement of Insurance
Essential Insurance Product Information Document
| Period (Days) | UK | Europe | Worldwide Excluding | Worldwide Including |
|---|---|---|---|---|
| 1 to 5 | £20.71 | £34.00 | £59.49 | £67.98 |
| 6 to 10 | £41.04 | £59.95 | £119.86 | £127.39 |
| 11 to 17 | £49.69 | £73.90 | £153.63 | £159.42 |
| 18 to 24 | £58.34 | £87.84 | £187.39 | £191.48 |
| 25 to 31 | £66.99 | £101.74 | £221.15 | £223.51 |
| Add week | £12.87 | £19.40 | £41.46 | £42.33 |
Comprehensive Rates Per Person – Statement of Insurance Comprehensive
Comprehensive Insurance – Product Information Document
| Period(Days) | UK | Europe | Worldwide Excluding | Worldwide Including |
| 1 to 5 | £25.63 | £42.09 | £73.66 | £84.18 |
| 6 to 10 | £50.81 | £74.26 | £148.43 | £157.75 |
| 11 to 17 | £61.51 | £91.51 | £190.24 | £197.43 |
| 18 to 24 | £72.27 | £108.75 | £232.06 | £237.11 |
| 25 to 31 | £82.98 | £125.99 | £273.87 | £276.79 |
| Add week | £15.95 | £24.01 | £51.32 | £52.43 |
What does the insurance policy cover?
The Sports Tours International Policy covers the following:
Medical Expenses
If you are taken ill or have an accident Endsleigh will pay your emergency medical bills and hospital costs.
The cost of bringing a close relative to visit you following a medical emergency
Emergency dental treatment for the immediate relief of pain
Cancellation
If you cancel the tour prior to arrival due to an accident, illness or sickness you will be able to claim back the costs of pre-paid travel and accommodation
Equipment Cover
Cover for your own or hired equipment in the event of loss theft or damage.
Baggage Cover
You will be reimbursed if your luggage is lost, stolen or accidentally damaged.
The table below shows the maximum amounts which are payable under each section within the Sports Tours International policy:
| Section | Benefits | Maximum Amount – Essential | Maximum Amount – Comprehensive |
| 1 | Cancellation or curtailment charges | £2,000 | £5,000 |
| Aggregate Limit | £50,000 | £50,000 | |
| Excursions | £250 | £250 | |
| 2 | Emergency medical & other expenses | £5,000,000 | £10,000,000 |
| Emergency dental treatment | £250 | £500 | |
| Search and rescue | no cover | £5,000 | |
| 3 | Hospital benefit | no cover | £15 per day up to £300 |
| 4 | Personal accident | ||
| i. Death benefit (aged under 16) | £1,000 | £1,000 | |
| Death benefit (aged 16 to 64) | £15,000 | £30,000 | |
| Death benefit (aged 65 and over) | £1,000 | £1,000 | |
| ii. Loss of limbs or sight (aged under 65) | £15,000 | £30,000 | |
| iii. Permanent total disablement (aged under 65) | £15,000 | £30,000 | |
| 5 | Baggage | ||
| Baggage (Including valuables) | £1,500 | £2,000 | |
| a) Single article, pair or set limit | £200 | £300 | |
| b) Valuables limit in total | £250 | £350 | |
| Baggage delay | no cover | £100 | |
| 6 | Personal money, passport & documents | ||
| 1. a) Currency, notes and coins | £200 | £200 | |
| b) Currency, notes and coins (aged under 16) | £50 | £50 | |
| c) Other personal money and documents | £200 | £500 | |
| 2. Passport or visa | £250 | £500 | |
| 7 | Personal liability | £1,000,000 | £2,000,000 |
| 8 | Delayed departure | ||
| 1. Delay | No cover | £20 per 12 hrs up to £100 | |
| 2. Cancellation of trip | No Cover | £5,000 | |
| Aggregate Limit | No Cover | £50,000 | |
| 9 | Missed departure | £250 | £500 |
| 10 | Hijack and hostage | no cover | £50 per day up to £3000 |
| 11 | Catastrophes and natural disasters | no cover | £500 |
| 12 | Air rage | ||
| 1. Delay | No Cover | £100 | |
| 2 i. Death benefit (aged under 16) | No Cover | £5,000 | |
| Death benefit (aged 16 to 64) | No Cover | £10,000 | |
| Death benefit (aged 65 and over) | No Cover | £5,000 | |
| Loss of limbs or sight (aged under 16) | No Cover | £16,000 | |
| Loss of limbs or sight (aged 16 to 64) | No Cover | £32,000 | |
| iii. Permanent total disablement (aged under 16) | No Cover | £20,000 | |
| Permanent total disablement (aged 16 to 64) | No Cover | £40,000 | |
| 13 | Incarceration | no cover | £1,000 |
| 14 | Overseas legal expenses & assistance | £10,000 | £50,000 |
| Aggregate limit | £10,000 | £50,000 | |
| 15 | Extended kennel and/or cattery fees | £250 | £250 |
| In home country | £150 | £150 |
You can purchase insurance at any point up until your departure date, however we strongly recommend that you book it when you book your tour, so that it will cover you in the event of insured reasons for cancellation such as illness or an accident preventing you from travelling.
You will be allowed to add insurance to your package with us at the point of booking your tour. If you wish to add the insurance at a later date, you can speak to our team, who can add this to your package. Should you have any issue please email us at customerservice@sportstoursinternational.com to request cover.
IMPORTANT UPDATE REGARDING INSURANCE POLICIES AND CORONAVIRUS (Covid-19) – NON-UK RESIDENTS
“Known circumstances/events at the start date of your cover.”
Effective from 4.27 pm on 11th March 2020, Coronavirus (Covid-19) was declared a pandemic by the World Health Organization and became a globally known event. All policies sold after this time (or new trips booked under existing policies) will not cover claims under the ‘Cancellation or curtailment charges’ section due to Coronavirus (Covid-19).
Please click here for important policy information
Please click here for Pre Existing Medical Conditions Guide
Please email: sales@sportstoursinternational.co.uk
Get in touch
Please get in touch with any questions or queries you may have.
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